Wednesday, November 5, 2008

October goals round up and November outlook

October has been a fairly good month financially, though I did not meet my personal goals. I paid for my credit cards as planned and in fact increased my contributions towards savings by 150%. Previously I was contributing 100 dollars a month but now I increased it to 275 dollars. I cannot wait for Mar-09 and be debt free. I realized that making breakfast at home isn’t working out well and what I learnt is that it’s actually more expensive to make my own breakfast than spending 1.94 at the cafeteria and top of that, this daily activity is something that I look forward to everyday. I get to work and go downstairs and get my BF taco and get some coffee from the break room sit down and browse through the morning news. It’s all worth it and I think it’s important that I am not too hard on myself that might actually lead to more spending.

I am going to buy a domain name to host my site so that it will be easier to log all my journals. It’s quite hard to upload excel sheets on to the blog spot. Well, you should find me there in couple of days and I promise to keep my journey interesting.

Ok, coming to November, I am not going to plan anything BIG and then try hard to keep up with it instead I am going to go with the flow. Just take one day at a time and do whatever I feel like doing at that moment. Gives me more flexibility that way. Before I leave it there, I think I do want to commit myself to one goal, which is to go to Barnes and Nobles and get back to the habit of reading. Reading is the only activity that keeps us from spending and at the same time helps us learn something new. I picked B&N as my reading corner because; I can read the books for free and the choice is endless, well almost and I can sit down have a cup of coffee if I really feel like having one as Starbucks serves coffee over there.

That’s it, November is the Thanks Giving month, I just want to thank GOD for giving me the ability and means to stick to my plans and helping me get through this tough financial times.

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