Mr. Scorpio is getting ready for Business school, as exciting as it sounds its also getting me a bit worried. There are a lot of moving parts to our journey right now. Our immigration status has been in a state of flux for quite sometime now and I am not sure how it’s going to affect us once my husband starts the business school. The monthly payments are a kill. I really want to do something about those but when two people are involved, the decision making process slows down. I have been contemplating for sometime now about withdrawing money out of my 401K and pay it towards the car and bring down the balance to 6000 which I can pay off in 6 months. I am not sure what to do. The land and car payments are the biggest road blocks for me right now. I wish I could put that money towards savings instead of paying towards something that is not going up in value. I guess it’s the price we are paying for not making informed decisions. Ideally I would like to have only one payment apart from the rent before my husband starts to go to school. Not sure how I am going to tackle this problem right now.
Today is Deepavali for us, what most people know as the Festival of Lights.. Its the day the Good overcame the evil. I logged in today to start blogging again..about my Finances,...but I have changed my mind. Instead of focusing on material stuff, I want to reflect on my life today , take a moment and Thank God for blessing me in so many ways.
Thank you for blessing me with good health so I can live every moment
Thank you for blessing me with an amazing family that love me unconditionally
Thank you blessing me with a job so I can provide for my family and take care of my loved ones
Thank you for getting the messages to my ear when ever I need them.
Finally , Thank you for the good food, air, water and home that you have blessed me with.
Hurried to a meeting at 9.00 and grabbed some breakfast on the way - money spent - $4.04
Grabbed some lunch at the cafeteria for $3.84 - tried something new today, it turned out to be a good meal and good price.
Came home early, @ 5 and went grocery shopping with hubby -money spent - $65
On our way back to the car, he and I discussed about how much we can save if we went to the local farmers market for veggies, though HEB has good stuff, its bit pricier, I usually spend around $25 dollars for my 2 weeks worth of vegetables. HEB is definetly the choice for meat though, fresh meat at an affordable price plus it comes from local vendors unlike other chains.
Hubby's fav dish Lamb curry is cooking on the stove right now.....
I felt like my day was cut short by 3 hours or something. The whole day passed by in a hurry.
Got to work at 8 this morning, completed some work before my mgr got to work and hurried down to get my usual breakfast for $3.07 before the cafeteria closed.
Hurried down to the conference room for a 5 hour meeting which turned out to be more like 7, got to gym at 5.30 pm, played basket ball for 10 mins before I had my fore scrathed by another players sharp finger nail, I get paranoid when its nails and stuff..left the court and worked out for sometime and got home at 7.30 , cooked, had dinner with hubby and now I am getting ready to pick up the book he gifted me..Stop Pissing meOff(LOL), but its for the work place though...
I am a 20 something opinionated positive thinker working towards establishing a sound financial future.I will be blogging about topics and issues that a 20 something is expected to make decisions about or has questions about. So lets share and learn.