Things are still running at a slow pace with expected but delayed bills coming our way. I have not been able to pay the same amount towards CC, I used to 2 months ago. I am consciously cutting off all the unnecessary expenses but it seems like paying bills is more like a daily affair now-a days. I received a bill for 360 dollars from my insurance company for my DNC procedure. It seems that the expenses are not covered for a female under 30. I paid off that bill with the amount I set aside for my CC payments. I still have to come up with 660 dollars for my Advance Parole application which gives me the flexibility of traveling in and out the country. I am planning a trip to India this year and I won’t be able to get back into US without an AP. (Green Card looks like a far away dream now). The bright side of this is that I still have a job to take care of the expenses and to not fall behind. I am shooting to pay off my CC balances 3 months before my Trip, that way I can save for my trip expenses instead of digging back to CC’s. I think I got a good hold on my CC expenses. I am able to the go to the mall, admire at a nice piece of clothing and walk away without being tempted to buy it or feeling bad for not being able to afford it. All that said, here is how I did this month.
Balance on CC – $6892 (was able to pay only 765 this month)
Auto Loan – $21300