Today is Deepavali for us, what most people know as the Festival of Lights.. Its the day the Good overcame the evil. I logged in today to start blogging again..about my Finances,...but I have changed my mind. Instead of focusing on material stuff, I want to reflect on my life today , take a moment and Thank God for blessing me in so many ways.
Thank you for blessing me with good health so I can live every moment
Thank you for blessing me with an amazing family that love me unconditionally
Thank you blessing me with a job so I can provide for my family and take care of my loved ones
Thank you for getting the messages to my ear when ever I need them.
Finally , Thank you for the good food, air, water and home that you have blessed me with.
Saturday, October 17, 2009
Friday, October 16, 2009
Thursday, August 20, 2009
Money Diary - Aug-20th
Hurried to a meeting at 9.00 and grabbed some breakfast on the way - money spent - $4.04
Grabbed some lunch at the cafeteria for $3.84 - tried something new today, it turned out to be a good meal and good price.
Came home early, @ 5 and went grocery shopping with hubby -money spent - $65
On our way back to the car, he and I discussed about how much we can save if we went to the local farmers market for veggies, though HEB has good stuff, its bit pricier, I usually spend around $25 dollars for my 2 weeks worth of vegetables. HEB is definetly the choice for meat though, fresh meat at an affordable price plus it comes from local vendors unlike other chains.
Hubby's fav dish Lamb curry is cooking on the stove right now.....
Total money spent today - $73 ..oouch....
Grabbed some lunch at the cafeteria for $3.84 - tried something new today, it turned out to be a good meal and good price.
Came home early, @ 5 and went grocery shopping with hubby -money spent - $65
On our way back to the car, he and I discussed about how much we can save if we went to the local farmers market for veggies, though HEB has good stuff, its bit pricier, I usually spend around $25 dollars for my 2 weeks worth of vegetables. HEB is definetly the choice for meat though, fresh meat at an affordable price plus it comes from local vendors unlike other chains.
Hubby's fav dish Lamb curry is cooking on the stove right now.....
Total money spent today - $73 ..oouch....
Money Diary - Aug -19th
Breakfast at work- $ 3.46
Lunch - $4.24
Total Spent - $7.70
Reached home to my b'day gifts, hubby ordered 212 and light blue from Amazon. Love'em, another suprising gift - Kitchen Confidential from Anothony Bourdain, my fav- host on TV - He Rocks..!!!!!!
Lunch - $4.24
Total Spent - $7.70
Reached home to my b'day gifts, hubby ordered 212 and light blue from Amazon. Love'em, another suprising gift - Kitchen Confidential from Anothony Bourdain, my fav- host on TV - He Rocks..!!!!!!
Tuesday, August 18, 2009
Money Dairy - Aug 18th
I felt like my day was cut short by 3 hours or something. The whole day passed by in a hurry.
Got to work at 8 this morning, completed some work before my mgr got to work and hurried down to get my usual breakfast for $3.07 before the cafeteria closed.
Hurried down to the conference room for a 5 hour meeting which turned out to be more like 7, got to gym at 5.30 pm, played basket ball for 10 mins before I had my fore scrathed by another players sharp finger nail, I get paranoid when its nails and stuff..left the court and worked out for sometime and got home at 7.30 , cooked, had dinner with hubby and now I am getting ready to pick up the book he gifted me..Stop Pissing meOff(LOL), but its for the work place though...
Total money spent today - $3.07
Got to work at 8 this morning, completed some work before my mgr got to work and hurried down to get my usual breakfast for $3.07 before the cafeteria closed.
Hurried down to the conference room for a 5 hour meeting which turned out to be more like 7, got to gym at 5.30 pm, played basket ball for 10 mins before I had my fore scrathed by another players sharp finger nail, I get paranoid when its nails and stuff..left the court and worked out for sometime and got home at 7.30 , cooked, had dinner with hubby and now I am getting ready to pick up the book he gifted me..Stop Pissing meOff(LOL), but its for the work place though...
Total money spent today - $3.07
Monday, August 17, 2009
Money Diary - Aug 17th
Got up this morning to a nice cup of tea , got ready and left to work.
Got a muffin sandwhich with egg whites and coffee for $3.07
Transfered $3500 to my ING savings account. I had subscribed for ESPP at work and was able to stack away $4300.
Came home for lunch -money spent - $0
Hubby paid $600 towards our land mortagage.
Went to see my Sis after work and reached home at 7.00pm and cooked , had dinner with hubby -money spent -$0
Its my birthday today, got a nice Godiva chocolate collection from my cousin, waiting for the perfumes my hubby ordered for me..
Got a muffin sandwhich with egg whites and coffee for $3.07
Transfered $3500 to my ING savings account. I had subscribed for ESPP at work and was able to stack away $4300.
Came home for lunch -money spent - $0
Hubby paid $600 towards our land mortagage.
Went to see my Sis after work and reached home at 7.00pm and cooked , had dinner with hubby -money spent -$0
Its my birthday today, got a nice Godiva chocolate collection from my cousin, waiting for the perfumes my hubby ordered for me..
Wednesday, July 1, 2009
June -Round Up
This has been an awesome month financially for two reasons. First, being that I was able to get my CC balance under 5000 dollars and Second, for being able to save $3600. I subscribed for ESPP (Employee stock purchase plan) at work and it had an automatic payroll deduction even before I saw the money. It was hard initially to cover all the expenses but as time passed by I was able to manage and was able to save another 150 on top of that after all bills are paid. ESPP for first part of the year ends today but I did not opt myself out of the plan which means that I would be able to save another 3000 dollars by the end of December and make a cool 15% profit since employees are given a discount on the existing market price (of course we need to pay the capital gains tax).
Seeing my CC balance under 5000 dollars makes me feel good because the number makes me feel more comfortable. I will do my best to save every dollar that I can to pay this off quickly. Ideally I would like to have it knocked out by the end of August but it would be a long shot. Nevertheless, I am happy as long as I can knock it out 3months before my India Trip.
Apart from the finances, I made a business proposal to one of good friend who lives in the same city as I do. She was looking to open up her own beauty salon but she is short on cash. I told her that I can invest 5000 dollars and asked her to think about it. Even though I do not have the skill set that is required to run a spa, I definitely do have some business experience coming from a business family myself. I will know something about it in the next few weeks and once I hear a yes from her, I will move forward. This would help me make some extra income and I can use my weekends to learn a new skill and find innovative ways to take the business to the next level.
Overall, has been a good month at work, home and financially.
Seeing my CC balance under 5000 dollars makes me feel good because the number makes me feel more comfortable. I will do my best to save every dollar that I can to pay this off quickly. Ideally I would like to have it knocked out by the end of August but it would be a long shot. Nevertheless, I am happy as long as I can knock it out 3months before my India Trip.
Apart from the finances, I made a business proposal to one of good friend who lives in the same city as I do. She was looking to open up her own beauty salon but she is short on cash. I told her that I can invest 5000 dollars and asked her to think about it. Even though I do not have the skill set that is required to run a spa, I definitely do have some business experience coming from a business family myself. I will know something about it in the next few weeks and once I hear a yes from her, I will move forward. This would help me make some extra income and I can use my weekends to learn a new skill and find innovative ways to take the business to the next level.
Overall, has been a good month at work, home and financially.
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